Coordinated by the University of Bamberg, the project is implemented by a diverse European consortium including Andrássy University Budapest, Caritasverband für die Erzdiözese Bamberg, Simbioza Genesis, Municipality of Benetússer, and Reykjavik University.
Key facts at a glance:
- Project duration: December 2025 – October 2028 (36 months)
- Programme: Erasmus+ KA220-ADU (Adult Education Cooperation Partnerships)
- Total funding: €250,000 (co-financed by the European Union)
- Target groups: Baby Boomers and Generation X learners
- Consortium: 6 partners from Germany, Hungary, Slovenia, Spain, and Iceland
PALADIN addresses a growing societal challenge: the lack of digital financial literacy among older generations. As financial services increasingly move into digital environments, many individuals struggle to recognize and manage risks such as fraud, phishing, or data misuse. The project therefore aims to strengthen participants’ competencies in safely navigating digital financial tools and services, contributing to inclusion in the digital economy and promoting lifelong learning.
To achieve these objectives, the project is structured into four main work packages: project management, course development, implementation, and evaluation. A comprehensive needs analysis, including qualitative interviews in all partner countries, forms the foundation for developing a modular curriculum equivalent to 9 ECTS. The curriculum focuses on identifying, assessing, and managing digital financial risks in everyday situations.
Main outputs and deliverables:
- Development of a modular curriculum (9 ECTS equivalent)
- Creation of course syllabi and teaching materials
- Establishment of a blended learning programme (online and face-to-face)
- Development of a digital learning platform
- Publication of all materials as Open Educational Resources (OER) in multiple languages
The learning programme will be implemented in a blended learning format to ensure accessibility and inclusiveness. Online learning environments will be complemented by local workshops and support structures. During the pilot phase, at least 120 participants will take part in the training, with the aim of scaling the programme to a broader European audience in the long term.
Implementation and impact:
- Pilot training with at least 120 participants
- 5 transnational partner meetings and 1 multiplier event in Budapest
- Continuous quality assurance and evaluation cycles
- Long-term integration into adult education programmes across Europe
Beyond its immediate outputs, PALADIN aims to establish a sustainable European network for digital financial literacy. By integrating the developed materials into existing educational structures and leveraging the partners’ networks, the project ensures long-term impact. Ultimately, PALADIN contributes to strengthening digital competencies, reducing financial vulnerability, and promoting social inclusion among older adults in Europe.
More information here: https://paladin-project.eu/de/
Funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the European Education and Culture Executive Agency (EACEA). Neither the European Union nor EACEA can be held responsible for them.
